Pricing
Simple pricing. Transparent from day one.
No hidden charges. No unexpected fees. No setup fee and no monthly fee — you are only charged when you get paid.
What you pay per transaction.
Online Payments — 1.5%
For local transactions, capped at ₦2,000. Includes same-day settlement eligibility and full dashboard access.
In-Person (POS) — 0.5%
On POS card transactions, including fleet management, terminal provisioning and chargeback tools.
Cross-border — 1.4%
On international transactions, with a dedicated pod, custom SLAs and direct integrations.
Everything else is free.
The fee above is the whole cost. There is no charge for the platform, the tooling or the support.
- No setup fee and no monthly fee
- Dashboard, analytics and reporting included
- Payment links, invoicing and hosted checkout included
- Sandbox and API access free, forever
- Settlement within 24 hours as standard
- The ₦2,000 cap means large transactions never carry an unbounded fee
Processing at volume?
Enterprise agreements include negotiated rates, custom SLAs and a dedicated pod. Tell us your volumes and we will put numbers to it.
Talk to Sales
The ₦2,000 cap is the whole point.
On a ₦500,000 transaction an uncapped 1.5% would cost ₦7,500. With SaySwitch it costs ₦2,000 — the fee stops growing, so large payments stay worth taking.
Trusted by businesses across Nigeria to move money every day.
Ready to build on infrastructure you can grow with?
From your first transaction to your next million, SaySwitch gives you the infrastructure to accept payments, move money, and grow with confidence.